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The accounting and financial solution built for Mali

SYSCOHADA accounting, SECeF e-invoicing and cash management. CassKai supports Malian SMEs with tax compliance and business growth.

~22M

Population

~5%

GDP Growth

18%

Standard VAT Rate

SYSCOHADA révisé

Accounting Standard

Currency: Franc CFA (BCEAO) VAT: 18% Standard: SYSCOHADA

Regulations

Revised SYSCOHADA

The revised OHADA Accounting System (2017) is mandatory for all businesses in Mali. It defines the 8-class chart of accounts, financial statements (Balance Sheet, Income Statement, TAFIRE) and valuation rules under the OHADA Uniform Act.

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SECeF E-Invoicing - DGI

The Electronic Invoice Certification System (SECeF) is deployed by Mali's General Tax Directorate (DGI). Each invoice receives a digital tax seal and verification QR code, as part of tax revenue security measures.

deploying

Statistical and Fiscal Declaration (DSF)

The DSF is mandatory for all businesses under the standard tax regime in Mali. It includes the Balance Sheet, Income Statement, TAFIRE and detailed appendices, to be filed with the DGI within 4 months after the fiscal year-end.

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18% VAT and Exemption Regime

Mali applies a standard VAT rate of 18%. Certain essential goods, agricultural products and exports benefit from exemptions. VAT returns are monthly for large companies and quarterly for SMEs.

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E-invoicing

SECeF - DGI Mali

SECeF (Electronic Invoice Certification System) is the e-invoicing platform deployed by Mali's DGI, as part of the UEMOA program to secure tax revenue. CassKai integrates natively with SECeF for invoice certification and traceability.

Tax Specifics

Taxation and Accounting Obligations in Mali

Mali, a member of UEMOA and the OHADA zone, applies a structured tax and accounting framework for businesses. Here are the essential points to know:

Corporate Income Tax (IS)

The standard corporate tax rate in Mali is 30%. A minimum flat tax (IMF) of 1% of revenue (with a minimum of 300,000 XOF) applies when taxable profit is low or nil. Companies under the Investment Code may benefit from temporary exemptions.

Value Added Tax (VAT)

The standard VAT rate is 18%. Exports are zero-rated. Certain essential goods, unprocessed agricultural products and farming equipment benefit from exemptions. Returns are filed monthly for large taxpayers (DGE) and quarterly for others.

Employer Flat-Rate Contribution (CFE)

Employers are liable for the CFE at 3.5% of gross payroll. This contribution is in addition to INPS (National Social Security Institute) and AMO (Mandatory Health Insurance) social contributions.

Statistical and Fiscal Declaration (DSF)

The DSF is mandatory for businesses under the standard tax regime. It includes the Balance Sheet, Income Statement, TAFIRE (Financial Resources and Uses Statement) and detailed appendices. It must be filed no later than April 30 of the year following the closed fiscal year.

SYSCOHADA Chart of Accounts

The revised OHADA chart of accounts (2017) applies to all Malian businesses. It is organized into 8 classes: Equity (1), Fixed Assets (2), Inventory (3), Third Parties (4), Financial (5), Expenses (6), Revenue (7), Special Accounts (8). CassKai natively integrates this chart of accounts.

SECeF E-Invoicing

Mali is deploying the SECeF (Electronic Invoice Certification System) to secure tax revenue. This system, shared across UEMOA countries, requires certification of every invoice with a tax seal and QR code. CassKai automates integration with the DGI's SECeF platform.

Frequently Asked Questions

What accounting standard is used in Mali?

Mali applies the revised SYSCOHADA (2017), mandatory for all businesses in the OHADA zone. This system defines an 8-class chart of accounts and standard financial statements: Balance Sheet, Income Statement and TAFIRE. CassKai natively integrates the SYSCOHADA chart of accounts with automatic generation of compliant financial statements.

How does SECeF e-invoicing work in Mali?

SECeF is the electronic invoice certification system deployed by Mali's DGI, as part of the UEMOA program. Each invoice is transmitted to the SECeF platform which returns a digital tax seal and verification QR code. CassKai automates this integration: certification is seamless when issuing every invoice.

What is the VAT rate in Mali and how are exemptions handled?

The standard VAT rate in Mali is 18%. Exports are zero-rated and certain essential and agricultural products also benefit from exemptions. CassKai automatically manages the different applicable VAT rates and exemptions, with automatic calculation and generation of monthly or quarterly VAT returns.

What is the DSF and how does CassKai help prepare it?

The Statistical and Fiscal Declaration (DSF) is a set of mandatory financial statements to be filed with the DGI before April 30. It includes the Balance Sheet, Income Statement, TAFIRE and detailed appendices. CassKai automatically generates all these SYSCOHADA-format financial statements from your accounting entries, ready for filing.

Does CassKai handle the CFA Franc and UEMOA specificities?

Yes, CassKai natively handles the CFA Franc (XOF) with formatting adapted to the UEMOA zone (thousands separator, no decimals for FCFA). The fixed parity with the Euro (1 EUR = 655.957 FCFA) is built in for currency exchange operations. The application also supports multi-currency management for businesses operating internationally.

Does CassKai work offline in Mali?

Yes, CassKai has an offline mode essential for Mali where internet connectivity can be unreliable, especially outside Bamako. You can create invoices, record entries and view your data without a connection. Synchronization with the server and SECeF platform happens automatically when connectivity is restored.

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