CassKai vs Indy: which solution helps you move beyond the freelance stage in 2026?

Indy is a strong reference for French independent professionals and micro-businesses. CassKai takes over the moment you structure a real SME, operate across French-speaking Africa, or outgrow a simple tax declaration tool. Let us compare.

Overview

Indy (formerly Georges.tech) is a French tool designed for independent professionals, micro-businesses, and freelancers in France. Its guided interface helps you handle simplified bookkeeping (2035 BNC, 2042-C-PRO, simplified BIC) without an accountant. Indy excels at automated tax declarations and the solo user experience.

CassKai targets structured SMEs that have moved beyond the solo freelance stage: founders with employees, needs for CRM, inventory, B2B client invoicing, multi-entity consolidation, or operations across French-speaking Africa. Where Indy stops at the French PCG and simplified regimes, CassKai natively covers PCG, SYSCOHADA, IFRS, and SCF and offers a full ERP.

This comparison helps you choose based on your maturity: stay light as a freelancer with Indy, or move to a true business management platform with CassKai as soon as the company grows.

Feature Comparison

Feature CassKai Indy
PCG Standard (France) ✓ ✓
French tax declarations (2035, 2042-C-PRO) ✓ ✓
SYSCOHADA Standard (17 OHADA countries) ✓ ✗
IFRS Standard (International) ✓ ✗
SCF Standard (Algeria) ✓ ✗
Target audience TPE et PME structurées / Small and mid-sized SMEs Freelances et professions libérales / Freelancers and liberal professions
Built-in CRM module ✓ ✗
Inventory and stock management ✓ ✗
HR module (employees, leave, payroll) ✓ ✗
Projects and time tracking ✓ ✗
Multi-entity consolidation ✓ ✗
French-speaking Africa coverage (UEMOA, CEMAC, Maghreb) ✓ ✗
Built-in AI assistant (GPT-4) ✓ ✗
E-invoicing France (PPF, Factur-X) ✓ Selon les plans / Depending on plan
E-invoicing UEMOA (FNE, MECeF, SECeF) ✓ ✗
Multi-currency (EUR, FCFA, USD, DZD...) ✓ EUR uniquement / EUR only
Automated bank reconciliation ✓ ✓
Free trial without credit card 30 jours / 30 days Selon les plans / Depending on plan

Pricing

Plan CassKai Indy
Starter / Essential plan 19 EUR/mois ~36 EUR/mois
Pro / Prestige plan 49 EUR/mois ~59 EUR/mois
Enterprise plan 149 EUR/mois N/A
ERP modules (CRM, Inventory, HR, Projects) Inclus / Included N/A
Supported accounting standards 4 normes / 4 standards PCG uniquement / PCG only
Users per company Illimité / Unlimited Selon les plans / Depending on plan

Strengths

CassKai

  • ✓4 native accounting standards (PCG, SYSCOHADA, IFRS, SCF) while Indy only covers France
  • ✓Complete all-in-one ERP: accounting + invoicing + CRM + inventory + HR + projects + banking, whereas Indy remains a pure accounting tool
  • ✓Native coverage of UEMOA, CEMAC and Maghreb for French entrepreneurs operating in French-speaking Africa
  • ✓Built-in AI assistant for cash flow management, working capital analysis, and multi-standard accounting report generation
  • ✓30-day free trial without credit card required, and unlimited users per company
  • ✓Designed from the outset for structured companies (EURL, SAS, SARL, African companies), not for solo micro-businesses

Indy

  • ✓Very smooth and guided user experience, designed for non-accountant professionals who want to handle their own books
  • ✓Well-known automation of French tax declarations for liberal professions (2035 BNC, 2042-C-PRO)
  • ✓Clear and specialized positioning on French freelancers, micro-entrepreneurs, and liberal professions
  • ✓Strong brand awareness in the French freelance market for several years

Target Audience

Choose Indy if:

Choose CassKai if:

Migration Guide

Migrate from Indy to CassKai in 4 steps

  1. Export your Indy data: From your Indy account, export your general ledger, journal entries, customer/supplier list, and issued invoices in CSV or PDF format. Also retrieve the closing balance of your last fiscal year.
  2. Create your CassKai account and select your standards: Sign up at casskai.app (30-day free trial, no credit card). Set up your company, choose the main accounting standard (French PCG by default, add SYSCOHADA, IFRS, or SCF if needed), and define your currency.
  3. Import your data into CassKai: Use the import tool to load your chart of accounts, past entries, contacts, and invoices. CassKai validates debit/credit consistency and guides you to fix any gaps.
  4. Activate the modules you need and invite your team: Connect your bank accounts for automated reconciliation, enable the CRM, inventory, HR, or projects modules as required, and invite teammates or your accountant (unlimited users included). The AI assistant helps you ramp up.

Our team will support you free of charge during migration. Contact us at contact@casskai.app.

Frequently Asked Questions

Does CassKai really replace Indy for a French freelancer?

Technically yes: CassKai handles PCG, FEC export, VAT declarations, and PPF/Factur-X e-invoicing. In practice, Indy remains very well positioned for pure solo freelancers (liberal doctors, independent consultants on BNC) where simplicity comes first. CassKai becomes more relevant as soon as you hire someone, manage inventory, run projects, or plan to expand to French-speaking Africa.

I am based in Ivory Coast or Sénégal, is Indy suitable?

No. Indy is designed exclusively for French tax and accounting law: PCG, French VAT, 2035 BNC, 2042-C-PRO. It does not support SYSCOHADA, DSF, or UEMOA standardized invoicing (FNE, MECeF, SECeF). If you operate in French-speaking Africa, CassKai was built for your context: native SYSCOHADA, 17 OHADA countries covered, UEMOA standardized e-invoicing, multi-currency FCFA/EUR/DZD.

Is CassKai more expensive than Indy on the entry plan?

On the contrary. CassKai's Starter plan at 19 EUR/month is more affordable than Indy's plans (generally starting at 36 EUR/month for the essential version). CassKai also includes customer invoicing modules, contacts management, multi-currency, and support for 4 accounting standards, where Indy stays focused on simplified French tax declarations. At equivalent scope, CassKai offers a clearly better value for an SME.

Can I easily migrate my Indy data to CassKai?

Yes, in 4 steps. You export from Indy your general ledger, journal entries, contacts, and invoices (CSV / PDF formats). You import them into CassKai via the import tool that automatically checks the debit/credit balance and flags any gaps. Our team assists you free of charge during the switch, including the opening balances for the new fiscal year.

Does CassKai also offer an AI assistant like Indy's built-in help?

CassKai goes much further. Beyond contextual help, CassKai integrates a GPT-4 based AI assistant that analyzes your cash flow, calculates key KPIs (DSO, DPO, DIO, working capital), generates accounting reports across 4 standards (PCG, SYSCOHADA, IFRS, SCF), and provides optimization recommendations tailored to the French and African context.

Do I have to drop my accountant if I switch to CassKai?

No. CassKai allows standalone or collaborative use. You can invite your accountant as a user (unlimited users included in all plans) so they can access your entries, validate journals, and export the FEC or tax return. CassKai does not capture or lock the relationship with your firm: you keep control over your data and choices.

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