PI-SPI and payment institutions: our BCEAO guide

We distinguish the payment system, licensing and services available to our business.

A regional instant payment system

PI-SPI is BCEAO’s interoperable instant payment system platform. The launch announcement of 30 September 2025 describes an instant, interoperable system available continuously across the eight WAEMU countries, connecting payment service providers. We check with our provider which services our business can actually access.

Official source, accessed : BCEAO : lancement PI-SPI.

34 licensed institutions: scope of the list

On 8 October 2026 BCEAO published a list as at 31 August 2026: 34 licensed payment institutions in WAMU. Below we reproduce their names by country from the official PDF. A payment institution licence establishes neither connection to PI-SPI nor integration with CassKai. This list does not cover all possible PI-SPI participants, such as banks and electronic money institutions.

Official source, accessed : BCEAO : établissements de paiement au 31 août 2026.

Official source, accessed : BCEAO : liste officielle (PDF).

Official source, accessed : BCEAO : communiqués de presse.

Benin (4)

  • JULAYA Bénin
  • OPEN SI
  • FEDAPAY Bénin
  • QOS INTEGRATED CENTER Bénin

Official source, accessed : BCEAO : liste officielle (PDF).

Burkina Faso (2)

  • INTOUCH Burkina
  • KERRY Payments Burkina

Official source, accessed : BCEAO : liste officielle (PDF).

Côte d’Ivoire (10)

  • SYCA
  • TOUCHPOINT Financial Services
  • FIRSTCOM Global Payments
  • JULAYA Côte d’Ivoire
  • DJAMO Côte d’Ivoire
  • FEEXPAY Côte d’Ivoire
  • CINETPAY AFRICA
  • DUNYA Digital Payment Côte d’Ivoire
  • PAYMETRUST Côte d’Ivoire
  • CONNEKT4 Côte d’Ivoire

Official source, accessed : BCEAO : liste officielle (PDF).

Guinea-Bissau (1)

  • INTOUCH Guinée-Bissau

Official source, accessed : BCEAO : liste officielle (PDF).

Mali (2)

  • INTOUCH Mali
  • CAURIDOR

Official source, accessed : BCEAO : liste officielle (PDF).

Niger (1)

  • iFUTUR

Official source, accessed : BCEAO : liste officielle (PDF).

Senegal (11)

  • DUNYA Digital Payment Sénégal
  • MIKATY
  • BICTORYS
  • FLUTTERWAVE Sénégal
  • SAMIR Money
  • VERSUS FINANCES TECH
  • COPAY
  • SESA DIGITAL FINANCE
  • JULAYA Sénégal
  • DJAMO Sénégal
  • AFRICAN FINANCIAL AGENT

Official source, accessed : BCEAO : liste officielle (PDF).

Togo (3)

  • INTOUCH Togo
  • OLLO AFRICA
  • SEMOA Togo

Official source, accessed : BCEAO : liste officielle (PDF).

What we can prepare in CassKai

Existing collection workflows use CinetPay and PayDunya, configured by our company with the required credentials. We confirm countries, payment methods and terms with the provider for our contract. We announce no direct connection to PI-SPI or integration with the other listed institutions. We track payment references and reconcile supporting records using available features; a third party’s licence does not certify CassKai.

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