Features CassKai

Close your books by the 5th. Not the 20th.

Most French-African SMEs close their month 3 weeks late. With CassKai, reporting is ready in 3 days. Automated bank import, payment matching, pre-closing as of the 28th and real-time cash dashboard — to steer your business like a senior management controller would.

Why CassKai

Automated bank import

Import in OFX, CSV, QIF and PDF formats with OCR. Your statements are imported and categorised automatically by AI, no manual entry. Direct connection via Bridge (Open Banking, ACPR-approved PSAN aggregator, PSD2 compliant) under integration — available in 2026.

Automatic invoice / payment matching

CassKai matches every received payment with its corresponding invoice — by amount, date, label and reference. Zero manual entry, zero misallocation errors on customer account 411.

Dedicated monthly pre-closing wizard

7-step guided wizard specific to monthly closing: bank import check, transactions to categorise, 411/401 matching rates, cutoff CCA/PCA/FAE/FNP with proposed entries, anomaly analysis and flash report preparation. Distinct from the annual pre-closing wizard (depreciation, corporate tax, result appropriation).

Real-time cash + DSO reporting

Dashboard updated continuously: available cash, overdue invoices at +30/+60/+90 days, DSO computed automatically, gross margin, top customers. You see your SME financial health at a glance, anytime in the month.

Features

Near-automatic bank operations entry

The AI categorisation engine proposes the right accounting account for each transaction (supplier expense, salary, customer payment, bank fee). Validate in one click. Categorisation rules enrich themselves as you validate.

One-click bank reconciliation

Automatic matching of bank transactions with accounting entries works by scoring (amount 50%, date 30%, label 20%). Matches above 90% are validated automatically. Others are proposed for quick validation.

Monthly pre-closing wizard in 7 steps

Month-specific guided workflow: (1) Bank import completeness check, (2) Uncategorised transactions, (3) Customer 411 matching rate, (4) Supplier 401 matching rate, (5) Cutoff CCA/PCA/FAE/FNP with proposed adjustment entries, (6) Anomaly analysis (margin, suspicious entries), (7) Monthly flash report generation. Each step shows its status (pending / running / done / warning / error) and lists actions to validate. Distinct from the annual wizard (depreciation, corporate tax, result appropriation).

Real-time cash indicators

DSO (Days Sales Outstanding), DPO (Days Payable Outstanding), working capital and cash position computed in real time, updated on every entry. PostgreSQL invalidation cache triggers: your dashboard reflects accounting reality instantly.

Automated monthly flash reporting

Monthly flash report for the CEO or executive committee, generated in one click: synthetic P&L, cash position, top receivables, margin per activity, year-over-year comparison. PDF / Excel export for your steering committees.

Multi-standard PCG, SYSCOHADA Revised, IFRS for SMEs

Whether you close in PCG (France), SYSCOHADA Revised 2017 (17 OHADA countries) or IFRS for SMEs (international subsidiaries), the engine automatically applies the right adjustments, account mappings and validation rules specific to each standard.

Use cases

Growing SME that wants monthly steering

You are CEO or CFO of a growing SME and want to stop steering blindly. Your accountant sends you the balance sheet in March of the following year — too late to adjust course. With CassKai, you close the month in 3-5 days and make decisions on real numbers, not intuitions. That's exactly what a senior management controller would do — automated.

French-African accounting firm that wants to scale

You run an accounting firm with 30 client files across France and West Africa. Monthly closing for each file takes 2-3 days from your collaborators. Multiply by 30 files and your whole firm spends month-end on data entry instead of advisory. With CassKai, near-automatic entry and T+3 pre-closing free up time for what really creates value: client advisory.

Frequently Asked Questions

Why close in 3 days instead of 3 weeks?

Because a decision made on M-2 figures is a blind decision. If your gross margin dropped 5 points in April and you find out in June, you lost two months to react. Serious management controllers close at D+5 in mid-cap, D+3 in large companies. An SME can aim for the same — just industrialise the flow: auto bank import, auto matching, pre-closing D-3 before month-end.

Does bank import work with my bank?

Three cases. (1) If you are in Europe: Bridge connects most EU banks (LCL, BNP, SG, Caisse d'Épargne, Crédit Mutuel, Boursorama, Qonto, etc.) via Open Banking. (2) If you are in Africa: Open Banking is being structured. In the meantime, CSV, Excel, OFX, QIF or PDF (with OCR) import works with all banks. (3) UEMOA and CEMAC aggregator integration is on our 2026 roadmap.

How does automatic matching work?

When a customer payment lands on your bank account, CassKai looks for the matching invoice in the third-party account 411. Scoring uses 3 criteria: amount (50%), date (30%), label (20%). If the score exceeds 90% (typical case of wire with invoice reference), matching is automatic. Otherwise, CassKai proposes the best match for one-click validation. An anti-duplicate alert warns you if you try to match an already reconciled line.

What if I lock a month and a forgotten expense comes in?

The PCG art. 911-3 and SYSCOHADA AUDCIF art. 17 intangibility rule forbids modifying a locked entry. CassKai enforces this at database level (PostgreSQL triggers — not just app-level). So no way to alter a closed month. But you can absolutely post an adjustment entry in the current month (M+1) or reopen the previous month if you are owner — the audit trail keeps the action history.

Go further

Reduce your customer DSO Optimise your SME working capital West Africa treasury PCG vs SYSCOHADA Guide

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